body {
	font-family: Arial, Helvetica, sans-serif;
	background-color: #333333;
	background-image: url(images/bckg.gif);
	color: #336699;
	margin: 0;
	padding: 0;
	font-size: 12px;
}

td {
	font-family: Arial, Helvetica, sans-serif;
}

th {
	font-family: Arial, Helvetica, sans-serif;
}

a:link {
	color: #336699;
	text-decoration: none;
	font-weight: bold;
}

a:visited {
    color: #336699;
	text-decoration: none;
	font-weight: bold;
}

a:hover {
    color: #003366;
	text-decoration: none;
	font-weight: bold;
}

a:active {
	color: #336699;
}
a.topnav:link {
font-family: Arial, Helvetica, sans-serif;
font-size: 14px;
font-weight: normal;
text-decoration: none;
color:#EFE8D6;
padding-right: 10px;
padding-left: 10px;
}

a.topnav:visited {
font-family: Arial, Helvetica, sans-serif;
font-size: 14px;
font-weight: normal;
text-decoration: none;
color:#EFE8D6;
padding-right: 10px;
padding-left: 10px;
}

a.topnav:hover {
font-family: Arial, Helvetica, sans-serif;
font-size: 14px;
font-weight: normal;
text-decoration: none;
color:#FFFFFF;
padding-right: 10px;
padding-left: 10px;
}

a.topnav:active {
font-family: Arial, Helvetica, sans-serif;
font-size: 14px;
font-weight: normal;
text-decoration: none;
color:#EFE8D6;
padding-right: 10px;
padding-left: 10px;
}
a.nav:link {
	color: #EFE8D6;
	padding: 2px;}

a.nav:visited {
	color: #EFE8D6;
	padding: 2px;
}

a.nav:hover {
	color: #FFFFFF;
	padding: 2px;
}

a.menu {
	font-family: arial, helvetica, sans-serif;
	font-weight: bold;
	text-decoration: underline;
}

a.menu:hover {
	font-family: arial, helvetica, sans-serif;
	font-weight: bold;
	text-decoration: underline;
	letter-spacing: 1px;
	}

a.box {
	padding: 3px;
	background-color: #FFFFFF;
	text-decoration: none;
	border: medium solid #CCCCCC;
	color: #000000;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}

a.box:hover {
  color: #000000;
	padding: 3px;
	text-decoration: none;
	background-color: #666666;
	border: medium solid #3366FF;
	color: #FFFFFF;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}
.header {
	background-image: url(images/merit-credit-cards.jpg);
}
.maincontent {
	padding:0 30px;
	text-align: left;
}

.maincell {
	background-color: #FFFFFF;
	border-right-width: 1px;
	border-left-width: 1px;
	border-right-style: solid;
	border-left-style: solid;
	border-right-color: #00FF33;
	border-left-color: #00FF33;
}
.topnavcell {
	background-color: #1B2948;
}
.topbar {
	padding-top: 5px;
	padding-bottom: 5px;
}
.crumb {
	font-size: 9px;
	text-align: left;
}
h1 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	padding-right: 10px;
	padding-left: 30px;
	text-align: left;
}
h2 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	padding-right: 10px;
	padding-left: 30px;
	text-align: left;
}
h3 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	padding-right: 10px;
	padding-left: 30px;
	text-align: left;
}
h4 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	padding-right: 10px;
	padding-left: 30px;
	text-align: left;
}
h5 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	padding-right: 10px;
	padding-left: 30px;
	text-align: left;
}
h6 {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	padding-right: 10px;
	padding-left: 30px;
	text-align: left;
}
.footer  {
background-color: #1B2948;
font-size: 10px;
color: #336699;
text-align: center;
padding-left:5; 
padding-right:5;
}